E-commerce · Calculator
B2B Payment Terms Cost Calculator
Estimate the financing cost of extending Net 30, Net 60, or other payment terms to B2B customers.
How to use this B2B Payment Terms Cost Calculator
Estimate the financing cost of extending Net 30, Net 60, or other payment terms to B2B customers. Enter your numbers above and Okomit calculates the result instantly.
B2B Payment Terms Cost Calculator formula
Financing Cost ≈ Invoice × Annual Cost of Capital × Days Outstanding ÷ 365
Example
A $10,000 invoice carried for 60 days at a 10% annual capital cost ties up about $164.38 of financing cost.
How to use the result
This is a simplified financing estimate. Credit risk, collections cost, bad debt, and borrowing structure can increase the real cost of terms.
Frequently asked questions
Is this calculator free?
Yes. This Okomit calculator is available as a free tool.
Does Okomit save the numbers I enter?
Guest calculations remain in the browser unless you choose a feature that explicitly saves work. Logged-in Okomit features may support saved scenarios where available.
Can I use this for business planning?
Yes, as a planning aid. Review important business, tax, legal, lending, or accounting decisions with the appropriate professional when needed.